Tuesday, September 11, 2007

Home Improvement Tool Kit : Girlgear Industries 67 Mini Pink Tool Belt for Girls

This is just adorable! I got one for my niece and she loves puttin g her crayons, pens and stickers in the pockets. The quality is exceptional, durable suede leather, rivoting and sturdy belt/buckle. It's cute, functional and fun! L. Simpson "Tool Girl" (USA)



Technical Details

  • 2 Main nail/tool pockets
  • Center pocket for tape measure--2 smaller pockets fit: nail sets, pencils, pliers, etc
  • 2 Durable hammer/drill loops
  • Heavy duty suede leather
  • 1 1/2 Polyweb belt with quick-release buckle fits up to 30

Product Description
From the Manufacturer
GIRLGEAR Industries Creators of the Pink Tool Belt offer a unique product with the functional Pink Tool Belt. Its distinctive pink color declares that this is gear designed specifically for gals and this one is made especially for the little gals. Constructed of heavy-duty suede leather with a poly-web belt that adjusts up to 30" and features a quick-release buckle. Great for kids!

Product Description
GIRLGEAR Industries Creators of the Pink Tool Belt offer a unique product with the functional Pink Tool Belt. Its distinctive pink color declares that this is gear designed specifically for gals and this one is made especially for the little gals. Constructed of heavy-duty suede leather with a poly-web belt that adjusts up to 30" and features a quick-release buckle. Great for kids!!!!!

Home Improvement Tool Kit : Leatherman 80070003K Squirt P4 Powder Pink

If you do not own a leatherman tool ... well then you do not know what you are missing. This successor to the Swiss Army Knife has to be one of the most helpful items you can buy.

Note: It is now available in a multitude of colors ... I would recommend getting the brightest color that you can (based on where it will be used most) that way it will not blend into the background if dropped ... and will be much harder to misplace. Gordon K. Werner (Seattle, WA USA)




Technical Details

  • Spring action pliers, wire cutters, three screwdrivers and a knife blade provide the support of larger tools.
  • Spring-action pliers with powerful grip
  • Stainless steel tools include knife, bottle opener, and screwdrivers
  • Protected by anodized aluminum handles
  • 25-year guarantee

Product Description
Review

Leatherman's Squirt P4 is an amazingly compact multitool, measuring a mere 2-1/4 inches in length and weighing less than 2 ounces. But for such a tiny unit, the Squirt packs a lot of tough, functional tools--needle-nose pliers, a straight knife, a file, a bottle opener, wire cutters, an awl, and three screwdrivers. All the tools are made of high-grade stainless steel and come protected and housed within colorful anodized handles. The tool butterflies open to access the spring-action pliers; all the other tools are easily accessed from the outside of the Squirt and snap readily into place. A lanyard attachment makes it easy to fasten the Squirt to a key ring. Leatherman also covers this mighty little guy with a 25-year warranty. --Jon Groebner

Product Description
One of the toughest miniature tools around, the Leatherman Squirt P4 is ready to tackle any job that crosses its path. The blue anodized aluminum handles conceal 10 stainless steel attachments: Needle nose pliers, straight knife, wire cutters, 3 screwdrivers, 2 files, awl and a bottle/can opener. Weighing in at a mere 2 ounces, the PS4 is tiny enough to pop in your pocket, or use the lanyard attachment to loop it to your backpack or key ring. Made in USA. When closed, measures 2-1/4L".

Home Improvement Tool Kit : Apollo Precision Tools DT0773N1 - 135 Piece Household Pink Tool Kit

This set is perfect! It is just as it was described to be. LOTS of tools and pretty in pink. I was so happy I even ordered the pink leather tool belt! B. Guinan (Desert Hot Springs, CA USA)




Technical Details

  • Heat Treated for strength
  • Chrome plated to resist corrosion
  • Includes sturdy blow molded case
  • pink tools are useful as well as good looking

Product Description
From the Manufacturer
This 135 pc pink household tool kit contains all the tools needed for most small repairs around the home. It includes a 4.8 volt cordless screwdriver, also a one hundred fastener set, 18 mm utility knife, ten - 1 inch bits-CRV (1/8 inch , 5/32 inch, 3/16 inch 1/4 inch, PH1, PH2, PH3, PZ1, PZ2, PZ3), ten 1 inch bits-CRV (T10, T15, T25, T27, T30, 1/8 inch, 5/32 inch, 3/16 inch, 1/4 inch), 8 inch scissors, 8 oz claw hammer, four screwdrivers (Phillips #1, # 0, slotted 2.4mm, 3.0 mm) UL electrical tape, 6 inch long nose pliers, 9 inch plastic magnetic level, 12 ft 5/8 inch measuring tape, 6 inch adjustable wrench, w UL recharger, 2 inch putty knife. Tools are constructed of 45C carbon steel or chrome vanadium steel, heat treated and chrome plated where appropriate to resist corrosion. The pink tool handles are made of double dipped plastics and the tool cases are made of extra heavy duty materials. Pink Tools meet or exceed critical ANSI standards. Each pink tool is tested against industry standards for hardness, torque, finish and usability and should last a lifetime under normal use. Tools are held securely in a sturdy, handy blow molded case. A portion of each purchase is used to help fund breast cancer awareness initiatives. think pink tool kit as the perfect gift!!

Home improvement loans: The easiest way to live in your dream home!

By: Ronald Pj

Home improvement loans are the ideal option for anyone who wants to add looks and value to their home by adding some rooms, going in for fitted bathrooms and kitchens or undertaking rewiring/plumbing related activities. The ideal home improvement loan must ensure that the home improvements are in accordance with the borrower’s needs and also that it doesn’t cost a borrower more than expected. The cost of a home improvement loan depends on the rate of interest that the lender charges which is again dependent on the collateral offered by the borrower.

Home improvement loan rates could also depend on the credit ratings of the borrower. If a borrower is credit challenged he/she may not enjoy competitive interest rates. However, increased demand and competition have resulted in a multitude of options for a borrower to choose from irrespective of his credit or income challenges. Online lending services have further simplified the lending process. Borrowers can now source the most competitive home improvement deals from the confines of their home or office.

When a borrower avails home improvement loans, he/she is required to pay interest only while the home improvement is in progress. The borrower then makes full monthly payments on the principle amount and interest, where monthly payments are calculated on the amount of money borrowed, interest rates and the loan term.

What can a home improvement loan be used for?

A borrower can avail a home improvement loan for various reasons including:

• Home extension
• Double glazing
• Centralized air conditioning or heating
• Fitted bathrooms and kitchens
• Fireplaces
• Swimming pools
• Rewiring or plumbing

Before availing a home improvement loan, it is advisable to seek specialist advice and get as many quotes as possible. This gives the borrower a chance to compare various deals and choose one that suits his/her needs the most. A borrower can obtain home improvement through secured and unsecured forms. Secured home improvement loan guarantees a large sum at low interest rate with comfortable repayment options. You simply need to place some property as collateral. On the other hand, an unsecured home improvement implies minimum risk for the borrower because there is no need for collateral. However, these loans come with slightly higher interest rates and strict repayment terms.

Go ahead and bring comfort home with the convenience of home improvement loans.

Log on to Home Improvement Loan UK for the best home improvement loan deals.

Article Source: http://www.ArticleBiz.com

Bathroom Home Improvement: Is Your Bathroom Worth $100,000.00?

By: Tom Turner

If you are looking to increase the value of your home by improving just one room in the house, you might want to consider re-doing the bathroom. By fixing up your bathroom you could be adding thousands of dollars in additional value. A bathroom home improvement could and should be one of the most luxurious renovations you do in the entire home. Discover how to make your Bathroom Home Improvement project, matter the most.

Where do you start?

First you need to develop a plan and then find the proper supplies for your bathroom home improvement. Look in your local phone book under plumbing supply. You should see a few listings for suppliers. Once you have found a good supplier you can call to see if they have a showroom to visit. Often times, you can get some very good ideas based on their displays.

The sink goes first

One of the most important features in any bathroom home improvement project is the sink. There are many wonderful brands of sinks on the market to choose from. One of my personal favorites is the Kohler brand of sinks. If you live in or near a larger city you should be able to find a Kohler show room to visit. There are many things to consider when choosing a sink.

How much space do you have?

If you have enough space you may want to consider adding two sinks (his and hers). Many of your more prestigious homes have standing pedestal sinks. This adds a very elegant look to the bathroom. Another nice addition to consider, is having your sink custom painted. Many artists specialize in just this type of work. They will create wonderful masterpieces on your bathroom sinks. Once you have found the sink design that you desire, it is time to consider the faucets.

Sinks are not complete without the faucet. This may sound like a silly statement, but unfortunately; many people stop at the sink. Don’t install an inferior faucet. Faucets come in many different shapes and sizes. There are chrome faucets and gold faucets, long and short faucets. Choosing the right faucet could make all the difference in the world. Once the sink and faucet are in order you can move on to the countertop.

Choosing a nice countertop for your next bathroom home improvement project can be tricky, but don’t worry, we’ll solve your problems. Now you need to find a good building supply store for the counter top purchase. Here is where you need to pay close attention to detail. Depending on the type of counter tops you choose, you might want to consider hiring a professional to install the countertop. A little mistake in the installation of the counter top could end up costing you more than you will spend to hire a professional.

So now, you have a new sink, faucet, and counter tops. That may be enough to really spice up your bathroom, but just in case you need more, you may want to consider the flooring too. Here is where you can save a little money on your next bathroom home improvement. I’m not talking about installing cheap supplies, but you do not need to spend as much money on flooring as you should on the other details. You can choose some nice material for the flooring, but usually you will not need as much material, as for the kitchen or other rooms in the house.

Once you have the key components completed above, you should be about ready to wrap up this bathroom home improvement project. Now add some candles and a few nice towels to spice up the look and you have just increased the value of your home.

If you need more helpful home improvement tips then quickly head over to http://best-home-improvement-projects.com where you will find helpful home improvement tips, advice and resources including information on easy home improvement projects, kitchen repair and Bathroom Home Improvement ideas.

Article Source: http://www.ArticleBiz.com

For maximum return on investment, Get your best home improvement loan

By: Kirthy Shetty

One of the most popular and cost-effective guaranteed online personal loans are your home improvement loan. It is quite functional for any kind of home extensions and renovations. Usually, home improvement loans california refinance mortgage loan can be availed for revamping your kitchen, add an extra bathroom, get double glazing or a complete home remodeling, or any thing that you can think of to add new look to your house as well as improve its value on the whole.

Get a kitchen remodel, new siding or stucco, new foliage, addition of any thing to give you more living space with simple home improvement loan. Such renovations of simple kitchen revamp can add up to 150% of your cost of the project to your home’s resale value. Similarly, 90% of the project cost is added to your home’s value by just adding an extra room. But not all home improvements translate into resale value. Smaller improvements such as replacing doors or windows, getting a new plumbing line or heating system will not make any difference in your equity value.

Your investment made is directly proportional to your home value!

The benefits of getting your home revamped:

Adds new look to your old house, gives a total face lift Increases your home equity Improves your resale value

If you are struggling to sell your home, a home improvement loan uk can provide you a solace. Such home improvement plans can be funded by means of a secured loan, unsecured loan, re-mortgaging or taking further advance on your mortgage. Compare home improvement loans online, do not just settle down with anything that you bump into. If you are already duped by a lender and are paying high in terms of interest rate, the best solution to get out of this financial predicament is to go for mortgage loan debt consolidation refinance home improvement. Be prudent about your choice of a home improvement loan and not pay high interest rates. Online loan quotes give you a fair idea of how much you end up paying every month and other loan costs if any. Always ask for a detailed loan rate plan before opting for one. Get a quality home improvement loan to finance your project! Also obtain a home insurance policy to cover any kind of damages or losses incurred. Consider a home insurance policy which reimburses you for any damages that may result out of natural disasters. Some of them cover the contents of your home. However, Home insurance policies differ in the amount of personal property they will cover, but some providers offer add-on options to increase the amount of coverage.

Content Developer of finance sites. For all your online home improvement loan needs visit : http:// www.online-loan-uk.benidorm.co.uk

Article Source: http://www.ArticleBiz.com

Getting Real About Your Home Improvement Plans

By: Paul Glover

Right about the time when we're ready (or we think that we're ready) to renovate our living space, we do one of two things. One, we get a little wild and crazy with ideas about our property without knowing if our dreams are realistic. Or two, we don't fully realize the potential of our living space and thus don't work to improve it to its fullest.

There is a medium that can help us keep our feet on the ground and improve our value of our property at the same time - and that's a little thing called, 'help.'

Face the Reality of Home Improvement

Although you might feel quite confident and capable of re-tiling your Basement floor or putting on a new roof, chances are that you simply don't have the time to do so. Between working, grocery shopping, socializing with friends and picking up/dropping off the kids from school and their own activities, it's a bit unrealistic to believe that you'll have time (or the energy) to finish a major home improvement project like this - if you even get started at all!

A quality project simply can't be squeezed into a weekend project. Unexpected problems erupt causing delays that you hadn't planned for. The price of materials might have raised since you last researched them. And unless you're acutely aware of the new tools being manufactured, you might not be able to finish a project from a basic lack of 'how-to' knowledge.

These are just some of the problems that the nonprofessional renovator can face. So once again, you're faced with another two-sided choice. One, you can quit your job, get a certificate in construction, and finally start your project. Or two, you can hire someone else to do it.

Most of us opt for reality number two.

Face the Reality of Your Dreams

Are your home improvement ideas realistic? Are they even legal? And do you know where to go to find out? A professional contractor can help you determine if your ideas are indeed possible and if they're workable within the laws of your community.

Having tons of experience in the area, your contractor can take your idea and mold it into a roof, porch, garage, or landscape design that accommodates your dreams, your lifestyle, and the city ordinances within your neighborhood.

He or she will offer alternative solutions in the event that an original idea isn't quite right. Your contractor can develop a more appropriate course of action should your home improvement project need to be completed within a specific time frame. Your home improvement specialist can explain tools, materials, and methods that will facilitate the entire process and educate you about your project at the same time. That way you if you have another home improvement project in mind, you can use this knowledge to continuously create realistic and workable plans.

There really is just too much about home improvement for the beginner or amateur to attempt alone. And the consequences of not getting the assistance you need could be detrimental. Play it safe and call a pro. A little reality goes a long way!

Paul White represents FloridaHomeBuild.com. A site designed to help home owners from Florida locate local home contractors with their home improvement projects. Visit Our Site : http://www.FloridaHomeBuild.com

Article Source: http://www.ArticleBiz.com

Air Brush Paintings and Murals As Part Of Your Home Improvement Plan

By: Paul Glover

Yup! You heard us. Air brush paintings and murals as part of your home improvement plan is one of the most creative ways that you can express yourself and declare your home as your personal part of the world. Interestingly, they're hardly used - falling second to plain white drywall, wallpaper, or textured plaster. This is an unfortunate position because nothing carves out a home's personality like airbrush paintings and murals do.

INTRODUCTION

Perhaps the reason why most choose things like bland Drywall, wallpaper, or textured wall covering is that people fear they may devalue the current (or future resale) value of a home. They may mistakenly equate artwork for defacement, like graffiti for example. The fact is, we need to break out of this mode of thinking and understand that humans aren't the only ones with personalities. Homes have them too and if you've ever visited a well-designed home that filled your mind with pleasing feelings and thoughts, then you understand the personality phenomena that we're talking about!

Photographs hung on a wall are a good start to giving a home a personality. After all, they rather paint a picture of all that give the walls their stories to tell. But when a family moves, so do the photos and the poor walls are then left bare and virtually lifeless. Walls covered with airbrush paintings and murals however never lose their luster and vitality. For these are walls that can exhibit the same behavioral, emotional and mental characteristics that we do!

DEFINITION

An airbrush painting is artwork created by sprayed paint (unlike brushed paint) and a mural is a painting that is applied to a wall surface (not a canvas). Although both of these art forms haven't exactly made it into the artwork hall of fame, each has a unique history. Murals for example, have existed since man first painted animals and plants on the walls of caves. Airbrush painting however, is comparably new, but the result of both can be as breath taking as your average Michaelangelo masterpiece. The difference between the two is how the artwork is applied. An airbrush painting is made with sprayed paint, while mural art is made with paint painted a wall. Obviously, mural art can be an airbrush painting.

CURRENT USAGE

A home with airbrush paintings and murals is used to create an atmosphere the same way that decorative wallpaper does. The images in the painting suggest moods to experience and create a scene that in turn, serves as a portal for a traveling imagination. It's most applicable for homes whose owners plan on living in the area for a long time. A short residency doesn't really give occupants enough time to enjoy the benefits of this art form - nor does it accurately reflect the tastes of future occupants. But if you plan on living in your home for years to come, and you want your home to truly express itself, then consider having a few airbrush paintings and murals installed into your home.

Paul White represents FloridaHomeBuild.com. A site designed to help home owners from Florida locate local home contractors with their home improvement projects. Visit Our Site : FloridaHomeBuild.com

Article Source: http://www.ArticleBiz.com

Ways to Tell if Your Home Improvement Project Will Add Value to Your Home

By: Paula Wozniak

Each year people spend thousands of dollars on home improvement projects. Typically, homeowners do this because they want to:

1. Improve the look or function of their home to make it a better or more ideal place for them to live
2. Make repairs to keep the house and up and running well
3. Add value to their home’s bottom line through upgrades

But, how do you know if home improvement projects really add money to the value of your home? Because not all projects add value, there are questions you can ask yourself when looking to increase the value of your home through a home improvement project. One of the most important things is knowing what will actually improve the value. Here are some things to consider:

• Does the home improvement project add space, function or added benefits to the area?

• Does the home improvement project make the area more attractive, not only to you but to others?

• Does the home improvement project make significant positive changes to the home?

Imagine you're a potential home buyer visiting your own home. Ask yourself if you would you pay more for the home if it didn't have the features you're considering adding or changing? Of course, your thoughts may not be the same as what a real potential buyer's thoughts are. Since the value of a home is more defined by the actual way that it is valued by the buyer, if your home is for sale, then it is really up to pleasing them with these projects.

One way to learn more about the value of your potential home improvement project is to talk to a licensed home appraiser. Ask them about the potential added value to your home for the project you have in mind. A seasoned Realtor can also provide you with helpful opinions. They visit hundreds of homes and, over time, have a feel for what attracts buyers and can offer suggestions on what projects can help.

In closing, it's important to note that by doing a $10,000 home improvement project doesn't necessarily correlate or mean that the value of your home will increase by that much. It could be more but it could also be much less.

Paula Wozniak is an entrepreneur and IT consultant. When she's not caring for her family, she's creating money making applications and web sites.

Article Source: http://www.ArticleBiz.com

Unsecured home improvement loan – Give a new look to your home

By: Jake Nathan

If you want to give a new look to your home, then an unsecured home improvement loan is the option to be analysed. This loan alternative is meant for small home improvement works like kitchen upgrades, bathroom fittings, new furniture, wooden floors, garden landscaping, etc. and lenders usually approve up to £25000. An unsecured home improvement loan is very popular for its no collateral feature. Significance of collateral in the loan bazaar is clear. However, this loan ensures that collateral alone is not the deciding factor, as there are times when either it is not possible or it is not required. The most positive aspect of no collateral obligation is that the turn around time is less, i.e., in the absence of time-consuming property evaluation procedure, the loan approval time is much less. This makes the entire procedure fast and comfy. Hence, an unsecured home improvement loan is ideal for:

  • A tenant - when he has nothing significant to pledge
  • A homeowner or property owner - when he is not willing to risk his asset
  • An urgent need - when time matters
  • A temporary and small monetary need - when security is not required
Another positive aspect of absence of collateral is that in case of repeated defaults or non-repayment of the borrowed amount, there is no immediate risk to the defaulter’s valued item(s) and the County Court Judgement (CCJ) is the only way to resolve the issue. However, no loan type is without a catch or entirely safe. The only critical aspects of unsecured home improvement loans are that they are usually available at high APR’s and inflexible payback terms and conditions. Though property assessment is not a part of an unsecured home improvement deal, the lender does evaluate the loan seeker’s credit history and DTI ratio to make sure that he will get his money back.

The author is a business writer specializing in finance and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Unsecured Home Improvement Loans as a Finance specialist. For more information visit: Home Improvement Loans

Article Source: http://www.ArticleBiz.com

Monday, September 10, 2007

Add extra living space to your home with unsecured home improvement loan

By: Jack Watson

Home improvement not only makes your home beautiful but it also has another dimension attached to it - home improvement is a good investment. It makes your home a better place to live and, at the same time, increases the market value of your home. Financial experts recommend that up to 2 or 3 percent of your salary should be spent on home maintenance.

If you have plans to improve your home, you can take unsecured home improvement loan. With no collateral required, it is an easy option. Normally, home improvement does not require huge funds and, therefore, an unsecured home improvement loan is suitable for you. Even otherwise, pledging your property for small loans does not make any sense. The situation may be different if you require huge funds for the purpose of home improvement.

A positive aspect of taking unsecured home improvement loan is that the turn around time is less in this case. In the absence of valuation of property, you can save a lot of time. Even the documentation is reduced to a certain extent because there is less formalities in case of unsecured home improvement loan. This makes the whole loan process fast and comfy.

To ensure that the amount loaned to the borrower is safe, lenders normally rely on your income, repayment capability, financial status, credit history and debt-to-income (DTI) ratio. The amount of loan extended to you also depends on your income and financial status. DTI ratio reflects upon your repayment capability. It is the ratio of your overall outstanding debts against your total income. The less the ratio, the better it is. Less DTI ratio means that you are financially sound and are eligible for getting big loan amount. To quicken up the loan process, you can opt for online loans. This will make borrowing experience quite comfortable.

The author is a business writer specializing in finance . He has done masters in Business Administration and is currently assisting online-unsecured-loans as a finance specialist. For more information about unsecured loan please visit at http://www.online-unsecured-loans.co.uk Click here for more information

Article Source: http://www.ArticleBiz.com

Home Improvement Loans – Decorate your home with Love

By: Jake Nathan
Love begins at home, and it is not how much we do... but how much love we put in that action.

-Mother Teresa

And in your endeavour to put love in every nook and cranny of your home, let not finance be a problem.

Get home improvement loans and beautify every corner of your home so that they can exude the perfect homely ambience you want to create for your loved ones.

You simply can not ignore the role that your home and its walls play in strengthening the bond of love not only between you and your home but also in the interpersonal relationship of the family members.

And to improve the appearance of your walls, your curtains, your furniture and to beautify your home - you need money. You can easily get all the money required by simply availing a home improvement loan.

Home improvement loans UK can be both secured as well as unsecured.

In secured home improvement loans UK, you can avail the amount required by placing your home as a collateral. In secured loans, you can take a loan of a higher amount and that too at a lower interest rate as compared to unsecured loans.

However if you do not have your own home or you do not want to risk your home, then you can go for unsecured home loans. As said earlier, in unsecured home loans you may not get a rate of interest as low as that in secured loans, neither can you avail an amount as high as that you could have had in secured loans. But the main benefit you have here is that no part of your assets and belongings stand a risk of foreclosure.

Take your pick and in few easy steps apply online. You would get plenty of attractive options that would suit your budget as well as requirements. Select one and pour love in your home with home improvement loans.

The author is a business writer specializing in finance and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Unsecured Home Improvement Loans as a Finance specialist. For more information visit: Home Improvement Loans

Article Source: http://www.ArticleBiz.com

Sunday, September 9, 2007

Home Improvement Tools : Milwaukee 49-17-0170 Bucket Tool Organizer

Check this home improvement tools at amazon.com, it's very complete to your work.




Technical Details

* Organizer shown complete with tools to illustrate its ample storage capabilities
* Internal drill holster securely holds up to an 18V Milwaukee hammer-drill, driver/drill or impact wrench
* Dedicated speed square sleeve keeps square easily accessible
* 55 total pockets of assorted shapes and sizes positioned inside and out provide limitless storage options
* Heavy-duty water resistant 600 Denier Ripstop Polyester Material for durability and tear resistance

Product Description
From the Manufacturer
Milwaukee's Heavy-Duty 55 Pocket Bucket Tool Organizer is made from water resistant 600 Denier Ripstop Polyester Material. It features an internal drill holster that accommodates up to an 18V Milwaukee hammer-drill, driver/drill or impact wrench. It also offers a dedicated speed square pocket and 55 total pockets of assorted shapes and sizes.

Product Description
Tool Organizer Bucket,55 Pocket

Home Improvement Tools: LifeHammer Original Emergency Hammer (Orange)

Car side windows are tough and almost impossible to break without a tool. This tool has pointed heads on the hammer which will cause the tempered glass in side windows (NOT the windshield) to shatter when hit with some force. As in all emergencies the key thing is to calm youself so you can think clearly. Mount this tool where you can easily reach it and then practice locating it and removing it from the mounting bracket with your eyes closed. With this tool you can fairly easily break the window and cut your seat belt if needed so you can exit the vehicle, hopefully before it sinks, if you have driven into flood water. You can also use it to rescue yourself or someone else trapped in a vehicle as a result of an accident that has jambed the doors where they won't open. The Today Show on NBC just recently had a segment on escaping a sinking vehicle and showed this tool in use. Jake Beckham (Dallas TX USA)




Product Features

* A high-quality car escape tool to help prevent automotive entrapment
* Double-sided, steel hammer heads breaks through side and rear windows with minimal effort
* Razor-sharp blade cuts easily through safety belts
* Includes a mounting bracket for convenient installation
* A fluorescent pin glows in the dark for easy retrieval

Product Description
LifeHammer's Original Emergency Hammer is a high-quality car escape tool, designed to help prevent automotive entrapment after an accident. Should power locks become disabled or a safety belt jam after an accident, the double-sided steel hammer heads allow the vehicle occupant to shatter side and rear windows, while a safely concealed razor-sharp blade cuts easily through safety belts. This product includes a mounting bracket (made of tough ABS plastic) for convenient installation, a polypropylene grip and handle, and a florescent pin which glows in the dark for easy retrieval.

Product Description
LifeHammer is the original emergency hammer! Bring yourself extra peace of mind with this car escape tool. It is the perfect escape tool to help prevent automotive entrapment after an accident. Next to the airbag and the safety belt, LifeHammer is the most important automotive safety tool that NO vehicle should be without. Remember, sometimes safety belts jam after a collision and power locks become disabled. LifeHammer can cut through a jammed safety belt with its razor-sharp blade and can quickly break through a side window with its double tipped steel heads. LifeHammer - the 1st and only quality auto escape tool with over 20 years of experience, used and trusted by a growing number of public safety organizations in the US and Europe. Features: - Double-sided steel head shatters side and rear automotive windows - Sharp razor cuts through safety belt - Bracket for mounting in vehicleflourescent pin glows in the dark for easy retrieval - Suitable for public and safety organizations, insurance,automotive, and utility fleet industries. - Life Hammer Auto Escape Tool in box.

Hoover U5140-900 Tempo Widepath Bagged Upright Vacuum

This is a good deal. I will never buy another bagless vacumn. I'll take a sealed bag any day of the week. This vacumn works better than most models selling for 3 or 4 times the amount.Danlib "Danlib" (Gray, TN USA)





Product Features

* Headlight illuminates cleaning path
* Powerful 12-amp motor; 15-inch cleaning width
* Allergen filtration system captures dust mites, ragweed, common pollens
* Check-bag indicator, easy-open bag door
* Onboard dusting brush, furniture nozzle, crevice tool, 2 extension wands; 1-year warranty

Product Description
Amazon.com Review
The Tempo WidePath features a 15-inch cleaning path for super fast vacuuming when you need it the most. Plus, the WidePath cleans indoor air while you vacuum, thanks to an innovative allergen filtration system that traps 100 percent of dust mites, 99.98 percent of ragweed, and common grass pollens for cleaner breathing and fresher air. A powerful, 12 amp motor provides ample suction and doesn't leave anything behind. A brilliant headlight illuminates the cleaning path to ensure thorough vacuuming. Onboard tool storage keeps attachments, such as a dusting brush, furniture nozzle, crevice tool, and two extension wands in close reach. A smaller profile (approximately 33-1/4 by 18-1/2 by 9-1/2 inches) and lighter overall weight makes the Tempo WidePath easy to push, and easier to maneuver around and under furniture, too. And, your purchase is covered by a Hoover one-year warranty. Get a Tempo WidePath, and never get behind on the housework again! --Brian Olson

Product Description
Hoover, 12A, Bagged Tempo Upright, Allergen Filtration, Filter Bag Check, Headlight, 15" Cleaning Width, Includes Attachments.

Pot full of Money with Home Improvement Loans

By: Braden Fred

“A house is made of walls and beams; a home is built with love and dreams.”

Now converting your home into your dream mansion is very easy. All you need is lots of love, little creativity and the required sum of money to finance your home improvement project. And if you are worried about how to arrange for the finance, then one home improvement loan would do just fine.

Home improvement loans are just about ideal to meet the various needs that a person faces while improving the look and feel of his home. The home improvement can be of varied nature. Probably you want to get something repaired, build an extension to your house, opt for some cosmetic changes or simply change the interior decoration of your home. There are different financial expenses involved in different kinds of home improvement. Plus, if you want to employ the expert advice of an interior decorator, that you be an additional cost.

Lenders in UK have different plans available under the category of home improvement loans. Different plans are designed to suit the requirement of any kind of home improvement project. These loans are also made keeping into consideration the varied needs and financial background of different kinds of borrowers.

You can get your home improvement loan easily by searching online. This saves you the trouble of physical exertion and also gets you a good loan plan within minutes. Plus, you can compare loans and offers in order to find a suitable deal from among a wider range of options.

There are both secured and unsecured home improvement loans. The basic difference is that in secured home improvement loans, you need to place a security with the lender, which is usually your home.

But if you do not own a home, or do not want to risk it, you can always go for an unsecured loan. Although the rates are higher in this kind of loan when compared to secured loans, this is risk-free. Also, you can avail unsecured loan if you need to borrow only a small sum of money.

The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration as a finance specialist. For more information about home improvement loanshttp://www.apply-4-loans.co.uk please visit:-

Article Source: http://www.ArticleBiz.com

Home improvement loans: Find the desired comfort level in your home

By: Anaya Erika

The main problem with home improvement is not preparing the plan but its execution. Almost everybody knows what is lacking in his home or what add-ons he needs. He can make a clear cut plan according to his requirements. In rare cases, one may feel the necessity of taking advice from an expert. Otherwise one’s own knowledge is enough to find out the corners of his home that need improvement. Then what creates the problem?

Well, most often it is inadequate fund. Many people postpone their home renovation work only because they lack in the necessary money. To help these people carry out the remodelling of their abode, home improvement loans provide a cost-effective means. It is one of the best ways to improve your home and get the desired comfort level in it. At the same time, smart home renovation through this loan can add more to the value of it.

Making improvements to your home with a loan is possible in spite of bad credit record. UK lenders have customised loans for credit-challenged borrowers. They offer bad credit home improvement loans to those who have an adverse credit history. In order to get easy approval to this type of loan, it is better to offer collateral. Your home can work as collateral if there is equity available in it. Some lenders may accept the home even if there is negative or insufficient equity in it. Taking this loan against your home has some unique benefits.

If you are a tenant or a homeowner with no intention to offer collateral, then you have to go for unsecured home improvement loan. A good credit record together with an impressive debt to income ratio is highly helpful for getting approval for this loan. The absence of both these backing may make it hard to get favourable deals on this loan. However, it is not impossible. With proper effort and browsing the Internet thoroughly, you can definitely avail the home improvement loan you want.

The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. She has done masters in Business Administration and is currently assisting Shakespeare finance as a finance specialist. For more information about home improvement loans please visit at http://www.shakespearefinance.co.uk/

Article Source: http://www.ArticleBiz.com

Change the way Your Home Looks with Home Improvement Loans

By: Angelo Drew

One of the key factors that promote a healthy lifestyle is your surroundings, where you stay, and the environment around you. And this is one of the main reasons why people go for home improvement. A clean, well furnished and beautifully done home can make any human being happy and energetic. It is also recommended to go for a change of set up once in a while, as a change makes us feel refreshed and can prove to be a great trigger to start our lives anew.

People in the UK prefer to finance their home improvement projects with the help of home improvement loans. Home improvement loans are loan plans that are designed in a particular way. This helps the borrower take care of the multiple needs of home improvement. Home improvement projects can be on a big scale as well as on a medium or low scale. You can also go for a home improvement loan if you wish to purchase something expensive for your home like furniture, tapestry, Jacuzzi... anything.

Obviously, large scale home improvement involves huge expenditure and small ones would mean little costs. And the good part is that you can take a loan for both the cases. However, the loan amount is subjected to your credit score, your financial history and also the DTI, which is your Debt to Income ratio.

Home improvement loans are available both as secured loans and unsecured loans. While secured loans would require you to place an asset as a security to avail the loan, there is no such requirement in unsecured loans. Hence, unsecured loans are comparatively risk-free. But on the other hand, there are many benefits available with the secured home improvement loans as compared to unsecured loans, like

  • lower rate of interest
  • longer repayment period
  • more flexible terms and conditions

    You can take a secured loan to avail the benefits, provided you have a home or a property of the same worth as your loan amount. However, it makes more sense to go for an unsecured loan, if the loan amount is really less and not worth risking your assets.
  • The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in business administration. For more information about Home improvement loans please visit: http://www.shakespearefinance.co.uk/

    Article Source: http://www.ArticleBiz.com

    Home improvement loans- Adding value to your home

    By: Henry Neal

    Home is every man's most treasured possession and to beautify it one's constant urge. Home improvement loans are the best way to modify, beautify and decorate your house the way your want. Cited below are the things you should keep in mind before applying for home improvement loans.

    Will your home improvements increase the value of your house? Will you be able to repay the loan for home improvements? What are the tax implications and possible tax deductions? Do you want to pledge your home as security for the home improvements?

    Once you have asked yourself these questions and are convinced that taking a home improvement loan is worth it, hunt for lenders. You can either apply to the high street banks or take discourse to the online way of applying. The latter will save your time, money and effort and, thereby, help you access varied lenders at one go.

    Deciding on whether to take secured or unsecured home improvement loan is another crucial choice. If your home improvements are huge and you require a hefty amount to materialise them, go for secured home improvement loans. This will benefit you in many ways. You'll get a big amount for a prolonged period of time with flexible repayment options.

    However, if you think that you pledging your home for improving is not worth the hassle, or you don't have any equity left in your home to offer to the lender because of other charges against your home, go for unsecured loans. This may come with higher rate of interest than secured loans.

    Whatever one chooses and decides, before considering the loan options, the borrower should have a detailed plan for the home improvement that he intends to carry out. In this plan, the borrower should include not only the calculated and estimated costs for the improvements, but also the value improvements he is expecting.

    The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting loans-park, as a finance specialist.For more information about unsecured loans please visit http://www.loans-park.co.uk/

    Article Source: http://www.ArticleBiz.com

    Friday, September 7, 2007

    Home Improvement - The Complete Seventh Season

    Finally the seventh season is being released on DVD! I have seasons 1-6 and have watched them all and can't wait for season 7 when Mark goes through his goth phase. Time sure flies by! I can still remember when season one was released on DVD!





    Product Description
    Emmy Award®-nominated actors Tim Allen and Patricia Richardson are back for more "powerful" family fun in the hilarious seventh season of the critically acclaimed sitcom Home Improvement. It’s a year to remember as Tim’s quest for more power blacks out a Thanksgiving football game, and Brad floors his parents with a wedding announcement. The biggest surprise is yet to come, how¬ever, as Tim considers walking away from Tool Time. Experience every fall-down-funny moment with TV’s most accident-prone host in this sensational 3-disc set, including all 25 episodes and never-before-seen bonus features. With great guest stars, including Dan Aykroyd and Grant Hill, this is a must-own collection for every Home Improvement fan.

    Rejuvenate your Home with Home Improvement Loans

    By: Jake Nathan

    Are the walls of your home shrieking for a different colour? Is the furniture painfully getting into old-age? Is your house peeping enviously into the neighbouring homes?

    Now give your entire house a new life. Rejuvenate the total look of your home by giving it a complete revamp with home improvement loans.

    Home improvement loans are ideal for those who want to improve the look of their home

    • by repairing parts and portions of the home
    • by replacing the interior decoration of the rooms
    • by refurbishing the exteriors of the house
    • or by extending the house adding a portion thereof.
    You can change the entire look and feel of your home. All that you need is access to internet. Yes that's all!

    Click on home improvement loans and quickly fill up a simple form that would ask you some easy details about your financial situation. Relax, these information are kept highly confidential.

    After this, you will be flooded with different offers on home improvement loans. They can be both secured or unsecured loans. If you wish to keep your home as security to get loans at less interest rates, go for secured home improvement loans. And if you do not want to risk your assets, then unsecured loans are best.

    Having decided on that, now check all the offers you have. See which meets your requirements the maximum. Select it and there you are.

    The next step is to flip through some home improvement and lifestyle magazines, check out online zines and select everything that would contribute towards the interiors and external do up - just the way you wanted.

    Feel lucky because now your terrace garden with a barbecue is no longer a dream. Be the proud possessor of one of the most exuberant homes in your county. Find your guests dumbstruck and passers by stunned. Bask in the glory of your luxurious home by paying a little every month as EMI for your home improvement loan.

    The author is a business writer specializing in finance and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Unsecured Home Improvement Loans as a Finance specialist. For more information visit: Home Improvement Loans

    Article Source: http://www.ArticleBiz.com

    Home Improvement - The Complete Second Season (1991)

    As a huge fan of the program since it began in 1991, this is the ultimate in entertainment and fun. Without going into detail about each episode as others have done so well, it's the "how to and how not to" of lessons in being a family, as so many episodes mimic real life family situations. From the wisdom and counsel of Wilson Wilson Jr. given Tim from across the fence, to the everyday problems encountered by most families and couples in a relationship, to Tim's inclination, with all good intentions, to royally mess things up, to Tim and Al hijinks, to the often hilarious outtakes at the end of each show, this a fun way to spend time in front of the tube. My hope is all eight seasons will be available soon, as I plan to spend a part of my retirement with these most enjoyable offerings. Here's hoping those of you who buy these enjoy them as much as I do. Oh, do I ever tire of watching these over and over? I don't think so Tim. MORE POWER !!!
    Richard Persky "Rick2Lman" (Killeen TX)





    Someday someone's going to write an academic thesis titled, "The Guy Behind the Fence: Home Improvement and Tim Allen's Deconstruction of Manliness." You wouldn't think masculinity was a rich enough topic to provide fodder for 25 episodes of a sitcom--let alone eight years of one--yet in almost every episode Wilson (Earl Hindman), the never-fully-seen neighbor of TV host Tim Taylor (Allen), spins out some new bit of earthy wisdom (fondly parodying the homilies of Iron John author Robert Bly), which gives Tim some skewed perspective on his latest domestic muddle.

    The second season of Home Improvement had a few recurring plotlines (Tim's show, Tool Time, gets a female producer, played by a pre-News Radio Vicki Lewis), but most episodes follow the classic sitcom format of introducing a problem and resolving it in twenty minutes, with plenty of punchlines along the way. Tim's wife Jill (Patricia Richardson) gets annoyed because Tim can't keep from glancing at other women (in this case, future Tool Time babe Debbe Dunning); Tim wants his youngest son Mark (Taran Noah Smith) to take karate classes because other boys keep pushing Mark around; when Jill gets a job at a women's magazine, she creates a spouse-compatibility quiz that inspires Tim to create a quiz of his own. The competitive urge--be it with his long-suffering assistant Al (Richard Karn) or over neighborhood Christmas lights--constantly gets Tim into trouble, culminating in a riding lawn mower race with real-life home improvement guru Bob Vila. Like most sitcoms, Home Improvement offers comfort food comedy; despite minor conflicts, the Taylors' family life is dependably functional and warm. Fortunately, Allen's humor has just enough sting to keep from sinking into treacly sentimentality. The cast also includes Jonathan Taylor Thomas and Zachery Ty Bryan as Tim's older sons and Pamela Anderson, who left after this season to become an international sex symbol on Baywatch. --Bret Fetzer

    Product Description
    Plug in the power drill and break out the socket wrenches! Tim Allen hammers home the laughs as Tim "The Toolman" Taylor in HOME IMPROVEMENT'S hilarious second season. Tim and his level-headed wife, Jill, undertake the challenge of raising three young, mischievous boys. It's a tough project, but with insightful advice from his wise (and only partially seen) next door neighbor, Wilson, they're able to get the job done. Now you can own all 25 episodes of the show's second season in this comprehensive 3-Disc DVD set. And with exclusive bonus features, it's a must-have for any HOME IMPROVEMENT collection.

    Spruce up your dwelling with home improvement loans

    By: Angelo Drew

    Every home needs some or the other kind of improvement to keep up its beauty and comfort. Leave alone the old home in which you have been living for years, a newly bought home may require some improvements to be perfectly fit for a healthy and comfortable living. The expenditure of minor home renovation work may easily be taken care of by anybody. Problem arises when the home improvement work is a major one and necessitates a substantial sum of money.

    Home improvement loans provide cost-effective and easily affordable solution to this problem. These loans can be used for any type of renovation work. It may be that your home is new, and you want to enrich it with some furniture or equipment. Or you need to spruce up your old home by making some changes here and there. In each case, the expenditure will differ. If in one case a small amount is enough then the other will demand a large sum of money.

    With home improvement loans, you can take out the exact amount according to your requirements. There are two types of home improvement loans: secured and unsecured. You can take the secured one against your home equity. The use of home equity will help you borrow a big amount. So, if you are to go for major home renovation work, it is better to take the secured type of loan. Despite advancing large sum, this loan will provide you with some other useful benefits. If your home improvement requires relatively smaller amount, then an unsecured loan will be sufficient. For taking this loan, you will not require using your home equity. You can avail it against your signature. It has quicker processing as it involves less documentation. However, it may carry a little higher interest rate than secured home improvement loan. But, this higher interest rate is rightly justified when you consider the fact that it does not bring any risk of repossession to your home.

    The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in business administration. For more information about home improvement loans please visit: http://www.shakespearefinance.co.uk/

    Article Source: http://www.ArticleBiz.com

    Home improvement loans- Adding value to your home

    By: Henry Neal

    Home is every man's most treasured possession and to beautify it one's constant urge. Home improvement loans are the best way to modify, beautify and decorate your house the way your want. Cited below are the things you should keep in mind before applying for home improvement loans.

    Will your home improvements increase the value of your house? Will you be able to repay the loan for home improvements? What are the tax implications and possible tax deductions? Do you want to pledge your home as security for the home improvements?

    Once you have asked yourself these questions and are convinced that taking a home improvement loan is worth it, hunt for lenders. You can either apply to the high street banks or take discourse to the online way of applying. The latter will save your time, money and effort and, thereby, help you access varied lenders at one go.

    Deciding on whether to take secured or unsecured home improvement loan is another crucial choice. If your home improvements are huge and you require a hefty amount to materialise them, go for secured home improvement loans. This will benefit you in many ways. You'll get a big amount for a prolonged period of time with flexible repayment options.

    However, if you think that you pledging your home for improving is not worth the hassle, or you don't have any equity left in your home to offer to the lender because of other charges against your home, go for unsecured loans. This may come with higher rate of interest than secured loans.

    Whatever one chooses and decides, before considering the loan options, the borrower should have a detailed plan for the home improvement that he intends to carry out. In this plan, the borrower should include not only the calculated and estimated costs for the improvements, but also the value improvements he is expecting.

    The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting loans-park, as a finance specialist.For more information about unsecured loans please visit http://www.loans-park.co.uk/

    Article Source: http://www.ArticleBiz.com

    A Home Improvement Project

    By: Clifton Waldrep

    Learn the different things you can do to your home which add value. Forget about adding a pool, it won’t hold the investment you have to spend to have one installed. The best laces to look are your bathroom and kitchen, after to upgrade those rooms next would be the bedrooms. Like adding another one or two depending the demand in your area? You can find this out by asking your local realtor.

    Fixing up your home can be fun and often times very profitable even when you're only doing a few easy home improvement projects. Home improvement projects can improve the look and value of your home dramatically. Many of us avoid home improvement projects due to their expense. And it can become expensive! Do your homework and you should not experience any surprises!

    There are many things to ask yourself when looking to increase the value of your home through home improvement projects. One of the neat tricks you can do when creating some easy home improvement projects is to add some trim around the top of your ceiling. Like crown molding, which really enriches the beauty of any home.

    After you have decided on and planned for your first home improvement projects, new window coverings and upgraded flooring should receive attention along with Interior painting and exterior painting. Also, at Home Depot they have a section of books on literally any home improvement projects you can imagine. Leave the landscaping for the end, this would be your final step.

    Also, you will want to be practical when deciding on your home improvement! You can very easily waste money, where money is not needed. For example, If your fence is in dire need of repair, don’t think that by painting it you will hide the real problem. You need a new fence, period!

    Here are some things to think about before you say go! 1) Does your home improvement project add space, function or added benefits to the area? 2) Does the home improvement project make the area more attractive, not only to you but to others? 3) Does the home improvement project make significant positive changes to the home?

    Each of these things is something to take into consideration. Unfortunately, many homeowners don’t properly plan ahead, don’t have the budget to cover the costs and re-mortgage their homes or take out other home improvement loans to help.

    Many landscaping projects can be done throughout the year but it can be easier and more enjoyable during the summer. Families that have allergies or respiratory problems should be careful about what chemicals may have been used in the manufacture of finished products. Allowing problems to remain increases the risk of damage to your house.

    Some people use home improvement as a creative outlet, and if it makes you happy then go for it! I personally enjoy making repairs around the house knowing the job is getting done right! But, if that isn’t your cup of tea, then once go with a professional, you should get multiple quotes before making your choice of who to use. The fact is that home improvement debts are easily avoided by simple planning.

    Once all the work is completed you will be very happy with the end results of all your hard work.

    Clifton is the owner of , With his 25 years of experience in the real estate field. You will be amazed at the diversity of his Real Estate knowledge. Subjects from buying and selling real estate, FSBO, Foreclosures, Rehabbing, No Money Down, Real Estate license, Property Management, to remodeling your home, and much, much more! You can find many helpful topics at http://www.tips4homeimprovement.com/

    Article Source: http://www.ArticleBiz.com

    Home improvement loans – Secured cash for home renovation

    By: Bernard Ethen

    Summary: Home improvement loans, a sub-type of personal loans, are availed by people who want to give a new look to their home – new room, kitchen upgrades, bathroom fittings, new furniture, wooden floors, garden landscaping, etc.

    Home improvement loans provide monetary assistance for planned home improvements. Like most loan products, these loans too can be availed in secured and unsecured form. However, a secured home improvement loan is the right choice for someone who has a big monetary requirement, has a bad credit record or has been denied an unsecured loan.

    Secured home improvement loans can only be availed by homeowners or property owners and are recommended for big renovation plans, as they necessitate placing an asset as collateral. The purpose of collateral is to secure the loaned amount. Hence, secured loans are very safe for the lenders.

    Presence of collateral is beneficial because in the event of repeated defaults or non-repayment (unintentional, incidental, or deliberate), the lender can seize the pledged collateral to recover his money. Secured loan deals may sound risky, but one can easily take care of the risks by paying his EMI’s (Equal Monthly Instalments = Principle + Interest) regularly.

    Secured home improvement loans are beneficial for the borrowers too, as they get maximum benefits like quick attention, high credit limit, competitive low APR, flexible payback terms and negotiable clauses.

    Generally, a secured deal for home improvement purposes has an amount range of £5,000 to £100,000; an APR range of 7.9% to 19.9 % Variable (typical rate is 13.55 % APR Variable) and a compensation term range of 5 to 25 years. But, a person with a perfect credit record may get a better deal.

    Besides facing the threat of collateral seizure, secured home improvement loan seekers have to have to cope with the slow approval process as well. The loan application can only be approved after property evaluation (along with other credibility factors), which is very time-consuming.

    However, for small home improvement works, pledging collateral may not be very practical. Hence, loan seekers should explore and compare unsecured home improvement loan options too. Gather as much information as possible from as many creditors as are available in the market or over the Internet.

    For more information, kindly contact us at below address- Parade House, 135, The Parade High Street, Watford, Hertfordshire, WD17 1NS www.loans11.co.uk/contact_us.html CALL FREE: - 0800 097 3655 Email us at - loans-enquiries@loans11.co.uk www.loans11.co.uk/

    Article Source: http://www.ArticleBiz.com

    Things to Watch Out For When Securing Home Improvement Grants Loan Program

    By: Anthony Pang

    Home improvement grants loan is a particular type of loan whose funds are used to make additions, improvements, or repairs to your home or the property upon which the home was built. Obtaining home improvement grants loan in order to make an addition to your home will result in a higher property value and will allow for a higher selling price in the event that your home is ever put on the real estate market. Home improvement grants loan can be either secured or unsecured, but is generally secured by the equity you have in your home. In other words, the home itself is used as collateral to get the home improvement grants loan program.

    Where to Get The Home Improvement Grants Loan Program

    You can get home improvement grants loan program through various sources including banks, credit unions and many other financial lending institutions. In order to get the best interest rate for the home improvement loan program possible, it is wise to first inquire at a bank that you have already established a close relationship with. If what they have to offer is not appealing, there are many reputable financial lending companies who can provide a home improvement grants loan via the Internet.

    The Government Can Help In Your Home Improvement Grants Loan Program

    There are also government agencies, located in each state, that are willing to provide home improvement grants loan. Although these agencies have very strict rules and regulations, they are definitely worth considering. These government agencies are known for allowing the home improvement loan program funds to be used for such things as fire safety equipment, microwaves and ovens, stair railings, and even for the purchase and installation of an interior whirlpool bathtub.

    What to Use the Home Improvement Program Funds For

    While funds from a home improvement loan program are often used to conduct certain repair type work such as putting on a new roof or updating old plumbing, many people use the funds for such ventures as remodeling a kitchen or bathroom, landscaping a yard or garden, completing a loft extension, turning a carport into a garage or even adding an entire second floor to a single story home.

    Let the Home Improvement Grants Loan Work for You

    Before signing on the dotted line, make sure you have received the best possible home loan rates and terms available on your home improvement grants loan. If you take out a $10,000 home loan, and the additions and repairs you make to the home raise the homes value by $15,000, then your home improvement grants loan has been a worthwhile investment.

    TangoPang runs a Home Improvement Consultancy business. He owns the publications at http://www.homehomeimprovement101.com. Click on 101 Tips on Home Improvement for more reads.

    Article Source: http://www.ArticleBiz.com

    Thursday, September 6, 2007

    Home Improvement Books : Big Book of Home How-To (Better Homes & Gardens) (Paperback)

    A superb book! (And a heavy one!) Tons of practical advice, very detailed and good illustrated. Highly recommended for the home owners (especially the new ones, like me) who are ready for do-it-yourself projects but don't know the how-to's.



    Book Description
    Must-have resource and incredible value—the largest do-it-yourself home improvement book on the market, now available in a tradepaper format.

    Innovative layout appeals to readers of all skill levels by allowing them to either follow more than 200 step-by-step projects or look up specific techniques.

    Fix it, build it, paint it with confidence—thorough instructions and detailed illustrations guide homeowners effortlessly through even the most complex projects.

    Based on a reader-tested and time-proven Better Homes and Gardens "Step-by-Step" series.

    More than 4,000 full-color, step-by-step illustrations.

    Priceless knowledge for every homeowner—valuable expert advice on buying and using the right tools, selecting building materials, keeping projects safe, and much more.

    The Complete Photo Guide to Home Improvement: With 300 Projects and 2,000 Photos (Black & Decker Home Improvement Library) (Hardcover)

    Get free two-day shipping on this item when you spend $200.00 or more on Qualifying Textbooks offered by Amazon.com. Prime members will also receive a $20 promotional certificate to be used for a future purchase. Need a promo code? Enter code TBFALLO7 at checkout. Here's how (restrictions apply)




    Book Description
    The Bible for home improvement. Includes 300 projects, each with complete step-by-step directions. Updated to include more than 500 new photographs. In this latest edition are all-new chapters on kitchen and bathroom planning, and dozens of additional flooring, plumbing and remodeling projects. Readers will also appreciate the focus on new building materials, including laminate flooring, steel framing, PEX plumbing tubing, andglass blocks. A helpful reference appendix provides at-a-glance information essential for DIY remodelers.

    Review
    The B&D Home Improvement book is the core of my home improvement library. I reviewed other home improvement books at Home Depot, but liked B&D's books. I also own the B&D Home Repair and B&D Bathrooms books. The three books use many of the same pictures, but I do not regret buying any of them. I prefer this book over the others because the projects it covers are things I would like to do, like remodeling a bathroom, etc. In addition, the book covers making things from "scratch" which is how many projects are once you finish the demolition phase. In comparison, the home repair book focuses on repairs rather than new projects.

    As an engineer, I consider myself "above average" in home repair. However, this book has saved me a few times, when I got lost, such as helping me to understand a three way electric switch circuit for my kitchen light.

    The cut away diagrams are very useful; especially for the plumbing sections. They literally cut things in half, to show you the inside view, whether it be a garbage disposal or a shower stall.

    Black & Decker used significant resources in making this book because in a way it is an advertisement for B&D tools. The book conveniently displays and uses Black & Decker tools in the pictures. Bear in mind that Black & Decker is in the business of selling tools, not books. However, that being said the book is still a great reference.M. Young "probonolaw" (Philadelphia, PA)

    Backyard Activities for the Home Improvement Lover

    By: Ivan Cuxeva Jr

    When we think of backyard activities, sports often come to mind. While sports are a great way to spend your time outdoors, they are not all that backyard activities include. In fact, while you may not necessarily think so, backyard activities also involve the completion of projects. If you are a home improvement lover, it is quite possible that your next backyard activity could involve the building or the remodeling of a structure.

    In the United States, backyards are filled with millions of different things. Many homeowners have pools, barns, work sheds, or garages. If you already have these items inside your yard, you may want to think about remodeling them. Remodeling projects are ideal for those who wish to update or expand their backyard structures. Summer is the perfect time to complete many remodeling projects, especially those that are outside.

    While many homeowners make the decision to remodel, there are others that choose to build. If you don’t have a barn, garage, or work shed, but you would like to have one, now would be the perfect time to start construction. In most areas of the United States, summer has the prefect weather conditions for many backyard projects.

    The first step in building or remodeling a backyard structure is to develop a plan. If you already know what you would like to build and how you would like to build it, you are well on your way to a completed project. However, if you are unsure what you would like to build or how to build it, you may want to think about doing a little bit of research before you start your next home improvement project.

    Perhaps, the easiest way to get ideas or directions on how to build a garage, work shed, or barn is to visit your local library or book store. In these locations, you should be able to find a number of books that will not only offer you suggestions, but give you directions on how to get started. Libraries are nice; however, you will only be able to keep the materials for a short period of time. If you are interested in saving your resource guides for another project, you may want to consider purchasing your own books.

    Once you have decided on a structural design, you will need to obtain the necessary building supplies. The supplies that you need will all depend on what you are building or remodeling. Despite the fact that different projects will require different supplies, there are some supplies that are common among all backyard building or remodeling projects. These supplies may include wood, metal, saws, and many other common household tools.

    As previously mentioned, summer is ideal for most construction projects. Even though the weather will most likely be cooperative, it may still be a good idea to check your local weather forecast. If you are doing a project that requires perfect weather, such as roofing or painting, you will want to plan your project around the projected weather forecast. With projects that require more than one days worth of work, you may want to wait until the weather forecast predicts steady weather. This will prevent you from having to stop your building or remodeling and then startup again later.

    Although building and remodeling projects are great backyard activities, not everyone is able to do them. If you are inexperienced in construction, you may find it difficult or impossible to do the work yourself. If this is the case, professional assistance may be just what you need. Completing your own home improvement projects will save you money, but only if you know what you are doing. Poor building or remodeling jobs may not only need additional, costly repairs, but they may also be unsafe.

    With something as large and important as most home improvement projects, you are advised against taking any unnecessary chances or risks. Whether you make the decision to perform your own home improvement project or sit back and watch a professional do it, you will still be outside, enjoying everything that your backyard and the beautiful weather has to offer.

    Joe Chong gardens in his spare time. He recommends debt consolidation as an effective method for refinancing mortgages.

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    Planning For Your Home Improvement

    By: Jason Brrown

    Home improvement involves a great deal of planning. There are many things one needs to prepare for like goals, a budget and a general outline of how you want things to look and work in the end. Whether it's an actual home improvement or a simple repair, planning ahead can save you a great deal of time, money and especially grief, in the end.

    Goals
    Having goals means a lot of things. In the case of home improvement, first, it's having a clear idea of what's wrong. Second, how you want something to look, and why. For example, are your eavestroughs forever getting clogged and rusting? Does the roof look a hundred years older than the house itself? Water damage finally showing up on the ceiling and/or walls after the last rain storm?

    Once you've grasped the source of your angst, you can start thinking about what you want done about it. New eavestroughs or a roof? A new coat of paint? Different shelves? Brainstorming and imagination need only be dictated by function. For instance, the purpose of the eavestroughs. Alternatively, maybe it's not the eavestroughs but the downspouts. Irrespective of your goals, this is also when you need to consider how much you can afford to spend comes into play.

    A Budget
    Establishing a realistic budget for any home improvement comes with an understanding what needs to be done. Naturally, it's important not to exceed what you can afford to do or have done. This is why shopping around for prices will give you a better understanding of what's possible within your given budget. In other words, it's time to do some homework.

    Consequently, your home improvement budget may need to change to reflect your goals. Otherwise, a consideration of what less costly options are available will be necessary. Do you really need to hire someone to do your roof? Or is it a small enough job that you could do it yourself? Is it absolutely necessary to use a particular brand of material for your upgrade, when a less expensive, quality substitute exists? On the other hand, sometimes it's better to hire a professional. After all, the last thing you'd want to have happen is a home disaster that could be even more costly to fix. In other words, balance when and where you want to save that extra dollar.

    An Outline For Action
    If you've done your homework - shopping around for pricing - at this point, you should have gained some idea of how big - or small - your home improvement will be. Whether it will take anywhere from a few hours to a few weeks. In addition, you'll have discussed some of this if a contractor is to be involved.

    This is when you need to set a course of action for yourself. What you want to achieve, under a particular budget, within a certain time frame. The bigger the project, the more critical this becomes. The reason being is that you may need to plan for any potential inconveniences that may occur along the way. No electricity for a day? Or do you simply need to get an old pair of clothes to work in for setting up a new downspout?

    In the end, whatever you plan and however you plan to do it, it's always wise to plan ahead with your home improvement.

    This article has been brought to you by www.rainguardusa.com

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    Three Home Improvements for Under $100

    By: Sarah Russell

    Are you caught up in the home improvement craze? Or trying to sell your home in a rough real estate market? Major improvements such as new flooring or a deck can really dip into your pocketbook, but you don't need to do anything so extreme to improve the look of your home. When renovating on a budget, try to improve existing rooms and fixtures, instead of replacing them entirely. You’ll save money on materials and demolition costs. Focus first on the three key areas of your home that make a big difference in the appearance of your home - the entrance, kitchen and bathroom. With some simple renovations, you can improve all three for less than $100.

    The Entrance

    First impressions aren’t just for people! Take a step back and see your entrance as a guest or prospective buyer would. Has your welcome mat has lost its welcome appeal? Is your porch surrounded by dead plants or weeds? Is the paint on your door peeling or faded? If your entrance doesn’t wow you like it should, it's time to spice it up! If you have a spacious porch, purchase a potted plant in a contemporary planter or a hanging basket of flowers. Potted plants run about $10 at a local garden store or general retailer.

    Spruce up your front door with new paint. If the paint on your door is in good condition, but faded, wash it and give it a new coat of paint. If your old paint is peeling, you may need to scrape it off before putting on a new coat. Consult the paint department at a hardware store near you on the best way to paint your door. Overall, a gallon of interior/exterior gloss enamel will set you back no more than $20. And don’t forget the new welcome mat!

    The Kitchen

    Even though kitchen cabinets take up the bulk of the space in a kitchen, they’re often ignored in home renovation projects. But don’t fall into this trap! Cleaning and updating your kitchen cabinets can make a dramatic improvement in the appearance of your kitchen for almost no money at all! To start, give your cabinets a good cleaning – it’s amazing how much dust and grease can accumulate on them. Remove the cabinet doors from their hinges and wipe them down with the damp cloth. Tougher stains can be removed with cleaning chemicals, but make sure that the chemicals are safe for use on your cabinet material.

    If you’re craving a major change, you may be able to paint your cabinet doors. For best results, take one of your doors to a hardware store. They can tell you whether your doors can be painted or not, and what materials you’ll need to do it. You can also update the look of your cabinets with new knobs and pulls. Knobs range from simple unfinished versions that cost as little as $.50 to decorative insert pulls that costs around $3 – the whole kitchen should cost you less than $20!

    The Bathroom

    After all the time you spend updating other rooms, your guest bathroom may be feeling a little neglected. Your guests will notice, so why not give this room a lift? You probably already have a nice set of guest towels and matching accessories, so focus your attention on adding new trim, artwork, and color. A fresh coat of paint goes a long way and if you plan well, you can use the leftover paint from your kitchen cabinets. Once the paint is dry, you can add wallpaper trim or stencil on a trim with complementary paint. A new piece of artwork will finish the look. You can purchase cheap posters from craft stores or use your imagination and make your own artwork. Mount a few seashells on colorful fabric in a picture frame (don’t use the glass) or press a few flowers from your new hanging basket and mount in a shadow box. Get creative and you’ll be amazed what you can do to improve the look of your home.

    Sarah Russell, aka "The Sexy Secretary," is a connoisseur of living the good life on a budget. Check out her website at www.thesexysecretary.com for more fabulous ideas on how to trim down your expenses without reducing your quality of life.

    Article Source: http://www.ArticleBiz.com